Fractional CFO Services
SBA Accounting & Tax Solutions runs the financial operating layer for owner-led businesses two partners reading the same numbers across tax strategy, cash flow, and reporting. Forty years of combined experience, one coordinated plan, sized to the operation in front of you.
Tax Strategy
Cash Flow Management
Financial Reporting
Budgeting & Forecasting
Strategic Planning
Systems & Automation
Core Services
Tax strategy, cash flow, and financial reporting work together when one team reads them together. Every engagement starts with what your business actually needs, grounded in forty years of combined Controller and operations experience.
Tax Strategy
Advanced tax planning for growing businesses
Tax decisions made in April are tax decisions made too late. We work the strategy across the year, sized to the entity structure, owner compensation, and growth plan in front of you and coordinate with your filing CPA so nothing falls between the cracks.
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Year-round tax strategy tied to growth plan
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Owner comp and distribution timing
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Entity choice that fits ownership goals
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Coordination with the filing CPA
Cash Flow
Stop wondering about cash. Start knowing.
Most businesses we meet do not fail from bad operations. They get blindsided by cash. We build a rolling cash forecast tied to how your receivables actually arrive, run best, base, and worst case scenarios on every major decision, and put working capital on a discipline you can sustain.
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Rolling cash visibility dashboard
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Multi-scenario financial modeling
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Working capital optimization
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AP/AR and liquidity management
Operations
Financial operating systems for growing businesses
Reporting is only useful if owners can read it. We design the monthly close, KPI dashboards, and management narratives that turn financial data into decisions, with a recurring review the leadership team can plan around instead of dread.
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Financial reporting infrastructure
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KPI scorecards with real targets
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Monthly/quarterly financial reviews
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Management-ready financial narratives
Also Available
Round out your financial operating layer with the systems and planning that keep the core three pillars working.
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Budgeting & Forecasting
Annual budgets tied to real conditions, quarterly refresh against actuals, and rolling forecasts that flex as your business grows. The plan holds up when reality moves.
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Strategic Planning
Annual planning, growth modeling, and capital allocation translated from financial data into forward-looking decisions. So you have direction, not just activity.
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Systems & Automation
Accounting software setup, AP/AR automation, and tool-stack cleanup grounded in QuickBooks ProAdvisor expertise. The financial operations stop fighting you and start working.
Not sure which services fit your stage?
One free call is usually enough to scope the right engagement.
Talk to a Fractional CFO
(559) 369-7691
Client Stories
★★★★★
Business owners share their experience working with a fractional CFO.
★★★★★
"SBA Accounting and Tax Solutions is the best accounting company I have ever worked with. They helped my business successfully navigate the COVID pandemic and come out even stronger. I highly recommend this wonderful company."
Karen Wilson
Executive Director
KW
★★★★★
"I have been a customer of SBA Accounting for 8 years. Cindy reconciles four business bank accounts for me each month. Their work is quick, reliable, and accurate even when my own errors make the job harder."
Karen Wilson
Executive Director
KW
★★★★★
"We are so happy to have found George and Cindy to help us navigate our personal taxes but especially our business taxes when we were first starting out. We honestly couldn't have done it without them."
Karen Wilson
Executive Director
KW
★★★★★
"I've been with SBA Accounting for over 6 years and they've been very attentive to my needs. As my business has grown they've provided suggestions to minimize the tax implications. Cindy always returns calls promptly."
Karen Wilson
Executive Director
KW
★★★★★
"I have been a customer for several years. It has been a pleasure to work with SBA Accounting. They are very professional and their customer service is excellent. I definitely recommend this firm!"
Karen Wilson
Executive Director
KW
★★★★★
"George is very helpful, reliable, and my experience with George and his team is always great!"
Karen Wilson
Executive Director