How We Work Together
Every engagement is built on the same proven framework. The difference is depth, cadence, and the complexity of the work.
This model
Fractional CFO - flexible monthly
vs
The alternative
Full-time hire - $250K+/yr salary
Three Tiers
Direct access to your Fractional CFO at every level. No gatekeepers.
Starting Tier
Foundation
$1M – $3M
Annual revenue range
Clarity you can trust.
✓
Diagnostic baseline
✓
Monthly CFO cadence
✓
Key drivers tracked
Most Popular
Most Common
Growth
$3M – $15M
Annual revenue range
Growth by design.
✓
Living financial model
✓
Quarterly strategy resets
✓
Annual planning session
✓
Valuation + path to double
Full Partnership
Scale
$15M – $50M
Annual revenue range
Enterprise value built in.
✓
Scaling infrastructure
✓
Aligned leadership cadence
✓
Proactive risk management
✓
Capacity + team assessment
✓
Marketing engine calibrate
Four Steps
A clear process designed for speed and results.
Foundation
"What's actually going on in my business?"
Best For
Businesses between $3M and $15M in revenue that are growing but not sure if the growth is healthy, sustainable, or heading somewhere specific. You have momentum you need a financial model that shows you what it's worth.
What Changes
Everything in Foundation, plus a living financial model connecting decisions to real economics. You learn exactly what your business is worth and what it would take to double it, with a quarterly rhythm and a full annual planning session.
The Outcome
A business that runs with more clarity, less chaos, and a financial picture you understand and trust.
Growth
"How do I grow without breaking what works?"
Best For
Established businesses between $1M and $3M in revenue that have never had a clear, honest diagnosis of what is driving, and limiting, their financial performance. You know something isn't adding up you just haven't had someone show you exactly what it is.
What Changes
A complete, documented evaluation of your team, operations, and financial drivers. Your highest-leverage priorities get identified, sequenced, and tracked. A monthly rhythm replaces reactive meetings that solve the wrong problems.
The Outcome
A business that grows deliberately, with a model that shows what growth costs, what it's worth, and exactly what needs to happen to get there.
Scale
"How do I build something worth more than revenue?"
Best For
Businesses between $15M and $50M in revenue with real organizational complexity multiple revenue streams, a leadership team that needs alignment, and growth ambitions that require C-suite financial thinking without a full-time CFO.
What Changes
Everything in Growth, plus deep scaling infrastructure, a shared financial picture across leadership, proactive risk management, and the systems and discipline that build genuine enterprise value beyond the top line.
The Outcome
A business worth more than its top line implies, built on systems, discipline, and organizational maturity that scale with or without the founder.
The Model
Senior financial leadership your business can actually afford
The strategic caliber of a full-time finance leader, without the salary commitment scoped to the work that actually moves your business forward. The full range of services flexes with your business as it grows.
✓
Same strategic caliber as a full-time CFO
✓
Priced for the scale of the business, not the scale of a full-time hire
✓
No benefits, equity, or overhead costs
✓
Tax savings that offset the investment
✓
Engagement scoped to your needs
✓
Scale up or down as needs change
The Model
Lean, embedded, and built around your business
This is not a consultant who studies the books and disappears. We work on a recurring rhythm with the leadership team, present in the meetings where financial decisions get made and on the line for what those decisions produce.
Client Stories
★★★★★
Business owners share their experience working with a fractional CFO.
★★★★★
"SBA Accounting and Tax Solutions is the best accounting company I have ever worked with. They helped my business successfully navigate the COVID pandemic and come out even stronger. I highly recommend this wonderful company."
Karen Wilson
Executive Director
KW
★★★★★
"I have been a customer of SBA Accounting for 8 years. Cindy reconciles four business bank accounts for me each month. Their work is quick, reliable, and accurate even when my own errors make the job harder."
Karen Wilson
Executive Director
KW
★★★★★
"We are so happy to have found George and Cindy to help us navigate our personal taxes but especially our business taxes when we were first starting out. We honestly couldn't have done it without them."
Karen Wilson
Executive Director
KW
★★★★★
"I've been with SBA Accounting for over 6 years and they've been very attentive to my needs. As my business has grown they've provided suggestions to minimize the tax implications. Cindy always returns calls promptly."
Karen Wilson
Executive Director
KW
★★★★★
"I have been a customer for several years. It has been a pleasure to work with SBA Accounting. They are very professional and their customer service is excellent. I definitely recommend this firm!"
Karen Wilson
Executive Director
KW
★★★★★
"George is very helpful, reliable, and my experience with George and his team is always great!"
Karen Wilson
Executive Director