Fractional CFO Services Fresno, CA & Nationwide
Real Financial Leadership For Owners Who Are Done Guessing.
Cindy & George Leddicotte
★★★★★ Your Fractional CFO Partners, Fresno, CA
$750K+
recovered revenue found for clients
QuickBooks
ProAdvisor Certified
Family-Owned & Operated Since 2009
QuickBooks ProAdvisor Certified
Two Partners, Not One Overworked Advisor
Serving Fresno & Clients Nationwide
The Transformation
Most owners we meet aren't failing they're flying blind. Here's what changes once one coordinated financial plan replaces a stack of disconnected advisors.
Before
Separate advisors. Same problem.
✕
A CPA who only shows up at tax time
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A bookkeeper who closes the month, nothing more
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Reports you don't fully trust or understand
✕
Tax decisions made without cash flow context
✕
Growth plans built on gut feel, not numbers
After
One plan. Two partners. Total clarity.
✓
Proactive, year-round tax strategy
✓
Financial dashboards you actually use
✓
Rolling cash flow forecasts & scenario planning
✓
A structured monthly CFO meeting cadence
✓
Direct access to your financial partner always
Who We Work With
We work with owner-operators across stages, from steady growth into transition. The questions look different at every stage the financial discipline that answers them does not.
01 / GROWING
Established & Growing
Revenue is climbing and the team is hiring. The systems that worked at three million won't carry you to ten. We build forecasting, KPI discipline, and a finance function that scales with you.
02 / PROFITABLE
Profitable But Flying Blind
The bank balance is steady and the P&L looks healthy, but you can't tell which products, services, or customers actually drive your margin. We build dashboards you trust.
03 / TRANSITION
Approaching A Transition
A sale, a partner buy-in, a capital raise, or succession is on the horizon. You need clean books, a defensible financial story, and partners who've walked owners through this before.
Ready to see your numbers differently?
One free call is usually enough for both of us to know if this is the right fit.
Talk to a Fractional CFO
(559) 369-7691
Meet Your Fractional CFOs
Both partners read every engagement at intake, and the partner whose strengths fit the work leads it. You get direct access, never a rotating account manager.
Managing Partner, Fractional CFO
Cindy Leddicotte
QuickBooks ProAdvisor
Turnaround Specialist
20+ Years Experience
Managing Partner, Fractional CFO & Co-Founder
George Leddicotte
George is a seasoned business consultant and serial entrepreneur with a background spanning the military, corporate leadership, and management consulting. As co-founder, he works directly with business owners to improve performance, strengthen operations, and drive profitable growth. Since launching the firm in 2009, George has helped build a full-service advisory practice focused on accounting, tax strategy, and business consulting. Known for his strategic insight and hands-on approach, he's committed to helping owners overcome challenges and achieve long-term success.
Co-Founder, Est. 2009
Strategic Planning
Military & Corporate Leadership
What We Do
Tax strategy, cash flow, and financial reporting work together when one team reads them together, grounded in forty years of combined Controller and operations experience.
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Tax Strategy
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Cash Flow Management
Rolling cash forecasts tied to how your receivables actually arrive, plus best/base/worst-case scenario modeling.
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Financial Reporting
KPI dashboards and management-ready reports that turn raw numbers into decisions your team can actually read.
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Budgeting & Forecasting
Annual budgets tied to real conditions, with a quarterly refresh so the plan holds up when reality moves.
Why Business Owners Choose Us
Not a consultant who hands you a deck and disappears
Two partners reading the same numbers
You're never stuck waiting on one overworked advisor. Both partners know your business.
1
We stay, we don't just study and leave
We're in your monthly review, your next-hire conversation, your equipment lease decision.
2
One coordinated plan, not three disconnected reports
Tax, cash flow, and growth are read together so nothing falls between the cracks.
3
Month-to-month. No long-term contract.
If the relationship isn't producing real value for your business, you can step out.
4
Client Stories
★★★★★
Business owners share their experience working with a fractional CFO.
★★★★★
"SBA Accounting and Tax Solutions is the best accounting company I have ever worked with. They helped my business successfully navigate the COVID pandemic and come out even stronger. I highly recommend this wonderful company."
Karen Wilson
Executive Director
KW
★★★★★
"I have been a customer of SBA Accounting for 8 years. Cindy reconciles four business bank accounts for me each month. Their work is quick, reliable, and accurate even when my own errors make the job harder."
Karen Wilson
Executive Director
KW
★★★★★
"We are so happy to have found George and Cindy to help us navigate our personal taxes but especially our business taxes when we were first starting out. We honestly couldn't have done it without them."
Karen Wilson
Executive Director
KW
★★★★★
"I've been with SBA Accounting for over 6 years and they've been very attentive to my needs. As my business has grown they've provided suggestions to minimize the tax implications. Cindy always returns calls promptly."
Karen Wilson
Executive Director
KW
★★★★★
"I have been a customer for several years. It has been a pleasure to work with SBA Accounting. They are very professional and their customer service is excellent. I definitely recommend this firm!"
Karen Wilson
Executive Director
KW
★★★★★
"George is very helpful, reliable, and my experience with George and his team is always great!"
Karen Wilson
Executive Director
KW
Common Questions
How soon can we begin?
Most engagements begin within a couple of weeks of the discovery call. We start with a short read of your books and current reporting, then bring real numbers into the first review with you. Urgent situations can move faster.
What size companies do you work with?
Most of our clients run owner-operated businesses in the one to ten million revenue range the band where financial complexity has outgrown a bookkeeper, but a full-time CFO isn't yet a fit.
Will you take over our accounting?
No. Your bookkeeper keeps the books current and your CPA files the return. We sit above that work, connecting what the numbers say to the decisions on your desk, and coordinating with both so nothing falls between the cracks.
Why not just hire a consultant?
A consultant studies the business, hands over a deck, and moves on. We stay in the monthly review, the next-hire conversation, the call about a new equipment lease. It's durable financial leadership, not a one-time recommendation.
Is there a long-term contract?
Engagements run month to month after onboarding, sized to the work in front of you. If the relationship isn't producing real value for your business, you can step out.