The Process
Senior financial leadership sized to the stage your business is in, with a clear path from first call into a working partnership. The early read on the books happens fast, and the engagement keeps adjusting as the business does.
01
Discovery Call
Share your challenges and goals. We listen, assess fit, and outline a potential engagement.
02
Financial Assessment
Deep dive into financials, operations, and growth levers. Identify quick wins.
03
Custom Scope
Tailored engagement plan with clear deliverables, cadence, and success metrics.
04
Embedded Partnership
Your fractional CFO integrates with your team, driving results from day one.
Four Steps
A clear process designed for speed and results.
01
Discovery Call
A short, free conversation. One of us picks up, you describe the business and what is currently in front of you, and we talk through whether a fractional CFO seat would actually move the needle. No pitch, no sales pressure. If the fit is wrong, we say so directly.
02
Financial Assessment
Both of us read the books, the current reporting, and the cash position together. You walk away with a candid summary of where the financials are working, where the seams are, and the two or three priorities that should move first. Hidden margin tends to surface during this read.
03
Custom Scope
From the assessment we propose an engagement shape that matches the work in front of you a lighter monthly partnership, a deeper weekly cadence, or a defined project for one clear question. You approve the scope before any ongoing work starts.
04
Ongoing Partnership
We become part of how financial decisions get made. We sit inside the monthly leadership review, answer the question that lands between meetings, and stay accountable for the financial result the business posts each quarter. Tax, cash, and reporting move forward together inside the services embedded in your operations.
Your Financial Partner
Your CFO, embedded in your day-to-day operations
Embedded means we are present where the financial decisions actually happen in the leadership review when capex comes up, on the call when a customer payment slips, looking ahead with you instead of reporting on what already happened.
Why Fractional
Same expertise. Smarter model.
Senior financial leadership without the headcount of a full-time hire. The model flexes with the business, scales up when the calendar gets heavy, scales back when the work settles, and keeps the same partner team on every read.
✓
Day-one expertise without the hiring process
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Flex hours up or down each quarter
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No recruitment or onboarding overhead
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Consistent advisor across all financial areas
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Works inside your business rhythm
The Approach
Not an outside advisor. A financial partner embedded in your business.
Month after month, the engagement runs on a real working rhythm. Reviews land on the calendar, the dashboard reflects what happened in the operating month, and the questions that come up between meetings get answered the same week. Tax, cash, and reporting stay on the same page because the same partners read all three.
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Structured CFO meeting cadence
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Financial dashboard you actually use
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Direct access via phone and email
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Monthly financial review sessions
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Integrated tax and cash flow strategy
Partnership
Working alongside you, not handing down a report
Hiring us is not hiring a consultant who delivers a deck and disappears. Both partners read every engagement at intake, and the partner whose strengths fit the work leads it. The cadence and the working rhythm are clear from the first week.
Meet Your Fractional CFOs
Managing Partner, Fractional CFO
Cindy Leddicotte
QuickBooks ProAdvisor
Turnaround Specialist
20+ Years Experience
Managing Partner, Fractional CFO & Co-Founder
George Leddicotte
A seasoned business consultant and serial entrepreneur spanning the military, corporate leadership, and management consulting. Since launching the firm in 2009, George has helped build a full-service advisory practice around strategic insight and hands-on execution.
Co-Founder, Est. 2009
Strategic Planning
Military & Corporate Leadership
Client Stories
★★★★★
Business owners share their experience working with a fractional CFO.
★★★★★
"SBA Accounting and Tax Solutions is the best accounting company I have ever worked with. They helped my business successfully navigate the COVID pandemic and come out even stronger. I highly recommend this wonderful company."
Karen Wilson
Executive Director
KW
★★★★★
"I have been a customer of SBA Accounting for 8 years. Cindy reconciles four business bank accounts for me each month. Their work is quick, reliable, and accurate even when my own errors make the job harder."
Karen Wilson
Executive Director
KW
★★★★★
"We are so happy to have found George and Cindy to help us navigate our personal taxes but especially our business taxes when we were first starting out. We honestly couldn't have done it without them."
Karen Wilson
Executive Director
KW
★★★★★
"I've been with SBA Accounting for over 6 years and they've been very attentive to my needs. As my business has grown they've provided suggestions to minimize the tax implications. Cindy always returns calls promptly."
Karen Wilson
Executive Director
KW
★★★★★
"I have been a customer for several years. It has been a pleasure to work with SBA Accounting. They are very professional and their customer service is excellent. I definitely recommend this firm!"
Karen Wilson
Executive Director
KW
★★★★★
"George is very helpful, reliable, and my experience with George and his team is always great!"
Karen Wilson
Executive Director
KW
Common Questions
How quickly does the engagement ramp up?
The first weeks are about getting current. We pull access to the books, the operating systems, and the current reporting, sit with the team to learn how things actually run, and set the meeting cadence before the first review. The first working session lands inside the first month.
Who does the fractional CFO interact with on our side?
Owner first, then whoever else needs to be in the conversation typically the bookkeeper for the monthly close, the filing CPA on tax timing and entity questions, and any operations or sales leader whose decisions touch the financial picture.
Do you work with businesses in my industry?
Probably yes. Industry experience between us spans construction, nonprofit, manufacturing, and a long roster beyond that. The discovery call and written assessment give us full context before we recommend anything, so the work fits where you actually are.
Can I adjust the engagement after the first quarter?
Yes. After the first quarter, sit-downs to right-size the engagement become routine. If the work has gotten heavier, we lift the cadence; if a stretch settles, we pull back without a fight over the contract.