About Your Fractional CFO Team

A CFO who works inside your business, not above it

Cindy and George Leddicotte are the husband-and-wife team behind SBA Accounting & Tax Solutions forty combined years turning owner-led businesses from financial guesswork into structured, decision-ready clarity.
Years combined financial leadership
0 +
In recovered revenue found for clients
$ 0 K+
Serving business owners since
0
Managing partners. Direct access, always.
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QuickBooks

ProAdvisor Certified

Family-Owned & Operated Since 2009

QuickBooks ProAdvisor Certified

Two Partners, Not One Overworked Advisor

Serving Fresno & Clients Nationwide

Why We Started This Firm

Built on one conviction: owners deserve more than tax filings and a closed month

We started this practice on a single conviction. Owner-led businesses deserve more than tax filings and a closed month. They need financial leadership that ties tax decisions to cash position, and cash position to the direction the business is actually heading.

Since launching the firm in 2009, we've built a full-service advisory practice around that idea one coordinated plan for tax strategy, cash flow, and growth, instead of a stack of disconnected advisors each seeing only their slice of the picture.

Growth Execution

Scale, M&A, planning

Operational Finance

Forecasts, dashboards, KPIs

Strategic Advisory

Tax, cash flow, planning

Meet Your Fractional CFOs

A husband-and-wife team who work inside your business, not above it

Both partners read every engagement at intake, and the partner whose strengths fit the work leads it. You get direct access never a rotating account manager.

Managing Partner, Fractional CFO

Cindy Leddicotte

Cindy leads the firm's financial-systems and turnaround work. She spent decades as a Controller and business consultant before co-founding SBA Accounting & Tax Solutions, with deep expertise in accounting, financial management, and operational improvement. Her track record includes turning around struggling businesses across construction, nonprofit, and manufacturing and finding more than $750,000 in recovered revenue for clients. She's a QuickBooks ProAdvisor known for getting books reconciled, dashboards working, and owners back in control of their numbers.

QuickBooks ProAdvisor

Turnaround Specialist

20+ Years Experience

Managing Partner, Fractional CFO & Co-Founder

George Leddicotte

George is a seasoned business consultant and serial entrepreneur with a background spanning the military, corporate leadership, and management consulting. As co-founder, he works directly with business owners to improve performance, strengthen operations, and drive profitable growth. Since launching the firm in 2009, George has helped build a full-service advisory practice focused on accounting, tax strategy, and business consulting. Known for his strategic insight and hands-on approach, he's committed to helping owners overcome challenges and achieve long-term success.

Co-Founder, Est. 2009

Strategic Planning

Military & Corporate Leadership

How We Work Together

Working alongside you, not handing down a report

Hiring us is not hiring a consultant who delivers a deck and disappears. The cadence and working rhythm are clear from the first week.

01

Diagnose

Every engagement opens with a structured read of the books, cash position, and reporting an owner is using. You get a written assessment of what is sound, what is fragile, and where the next ninety days should focus.

02

Build

From there we install the financial infrastructure a growing business actually runs on forecasts that explain themselves, dashboards owners read without translation, and a monthly cadence leadership can plan around.

03

Partner

The relationship runs open-ended after that. We sit in the monthly review, take the call when a real decision lands midweek, and own the financial side of outcomes the same way you own the business.

Ready to see your numbers differently?

One free call is usually enough for both of us to know if this is the right fit.

What Makes Us Different

What Makes Us Different

Four things owners tell us again and again, once they've worked with a team instead of one overworked consultant.

01

Two partners, not one

Both partners read every engagement. You're never waiting on one overloaded advisor.

02

We don't just study, we act

We're in it when a real decision lands midweek, not just at your next scheduled call.

03

One coordinated plan

Tax, cash flow, and growth planned together, not three disconnected advisors talking past each other.

04

Month-to-month, no lock-in

If the relationship isn't producing real value for your business, you're free to step out.

Client Stories

In their own words

★★★★★
Business owners share their experience working with a fractional CFO.

★★★★★

"SBA Accounting and Tax Solutions is the best accounting company I have ever worked with. They helped my business successfully navigate the COVID pandemic and come out even stronger. I highly recommend this wonderful company."

Karen Wilson

Executive Director

KW

★★★★★

"I have been a customer of SBA Accounting for 8 years. Cindy reconciles four business bank accounts for me each month. Their work is quick, reliable, and accurate even when my own errors make the job harder."

Karen Wilson

Executive Director

KW

★★★★★

"We are so happy to have found George and Cindy to help us navigate our personal taxes but especially our business taxes when we were first starting out. We honestly couldn't have done it without them."

Karen Wilson

Executive Director

KW

★★★★★

"I've been with SBA Accounting for over 6 years and they've been very attentive to my needs. As my business has grown they've provided suggestions to minimize the tax implications. Cindy always returns calls promptly."

Karen Wilson

Executive Director

KW

★★★★★

"I have been a customer for several years. It has been a pleasure to work with SBA Accounting. They are very professional and their customer service is excellent. I definitely recommend this firm!"

Karen Wilson

Executive Director

KW

★★★★★

"George is very helpful, reliable, and my experience with George and his team is always great!"

Karen Wilson

Executive Director

KW

Start Here

Find out what structured financial leadership looks like for your business

A short call is usually enough to know whether bringing both of us into your business is the right next step. No commitment, no pressure.

7080 N Whitney Ave Suite 101, Fresno, CA 93720 · Serving clients nationwide